Send one statement
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About 2 minutes of your time
Card Payments · Merchant Fee Review
Find out what your business really pays to take card payments.
We go through one recent merchant statement line by line and show you exactly what you pay, in store and online. If there is a better-fit setup, we show you that too. If your current deal is already competitive, we will tell you.
Free and no obligationOne statement is all we needIn store and online
Where card fees leak
Card fees rarely go down on their own.
Most businesses sign up on an introductory deal and never look again. The charges that matter are often spread across several lines of the statement.
Rates that creep up
Introductory rates end, card scheme fees rise, and the percentage you pay on every sale drifts upward without a single letter you would notice.
Blended pricing hides the real cost
One headline rate can mask higher charges on credit, business and overseas cards. We work out what you actually pay across your real card mix.
Terminal rental and add-ons
Rental on machines you no longer use, PCI compliance charges and minimum monthly fees add up quietly, month after month.
Long contracts and exit fees
Knowing your contract end date and exit terms means you can move at the right moment instead of rolling onto another year.
How it works
Three steps from statement to a clear answer.
Nothing changes without your written approval. We are paid by the payment provider only if you choose to switch, and we will tell you that up front.
Line-by-line review
We break down every charge, work out your true effective rate, and compare it with what is available for a business like yours.
Rates · fees · rental · contract terms
Clear recommendation
A plain-English summary of what you pay now, what you could pay, and what switching would involve. You decide.
Written · no obligation
Who we help
Built for businesses that take cards every day.
Retail
Independent shops and small chains with steady card volumes across one or more tills.
- We look at
- Debit and credit mix, terminal rental
Hospitality
Restaurants, pubs, cafés and hotels where tips, tabs and busy services matter.
- We look at
- Per-transaction charges, multiple terminals
E-commerce
Online stores paying gateway and processing fees on every order.
- We look at
- Gateway fees, online card rates
Local services
Salons, dry cleaners, garages and trades taking payments in person.
- We look at
- Minimum charges, contract terms
Card fee review
Request a free card fee review.
Tell us a little about your business. A specialist will call to arrange your review at a time that suits you.
- A call back within one working day
- Every charge on your statement explained
- A clear recommendation, including when to stay put
- No changes without your signed approval
Prefer to speak now?
0113 519 9556